ACL 569825 · AFSL 557810 · Regulated Australian Lender · AFCA Member

Fixed Income.
11% p.a. Paid Monthly.

A fixed return secured against a growing Australian consumer credit book. Institutional infrastructure. 20+ months of verifiable performance history.

🔒 Asset-Backed Security
📅 Monthly Distributions
🇦🇺 Australian Credit Licence
📊 20+ Months Track Record
Register Interest → How It Works
Faster Fixed Income Fund
Fixed Annual Return
11%
Paid monthly · March 2026
DistributionMonthly
SecurityLoan Book Assets
Track Record20+ Months Live
Operator LicenceACL 569825
ReportingMonthly
For sophisticated investors only. Not financial advice. Past performance is not indicative of future results.
11%
Fixed Return p.a.
$15M+
Total Lent
20+
Months Track Record
Monthly
Distributions
How It Works

Simple. Transparent. Monthly.

Investors provide capital to the Faster Fixed Income Fund, which deploys it into the CashFaster loan book. Returns are fixed and distributed monthly.

Step 01
You Invest
Register your interest and complete investor verification. Once approved, your capital is deployed into the Faster Fixed Income Fund, secured against the underlying loan book.
Step 02
Capital Is Deployed
Your capital funds Australian consumer loans through CashFaster — a licensed, automated lender with 20+ months of live performance history and institutional-grade infrastructure.
Step 03
You Receive 11% p.a.
Returns are fixed at 11% per annum and paid directly to your nominated account every month. No variable returns — a fixed, predictable income stream.
The Fund

Built for yield.
Backed by assets.

High-yield consumer credit exposure with a fixed investor return — the spread funds operations, reserves, and continued book growth.

⚡
Fixed 11% Return — Paid Monthly
Investors receive a fixed 11% p.a., distributed monthly. Predictable, fixed income — not subject to market fluctuations or variable performance.
🔒
Asset-Backed Security
Your investment is secured against the underlying Australian consumer loan book. A 10% first loss capital buffer is maintained at all times, with covenant monitoring providing an additional layer of protection.
⏱️
Short Duration, Low Risk
Average loan term under 8 weeks. Capital turns rapidly — continuous reinvestment at high yield with minimal duration exposure and early default signals.
📋
Monthly Reporting
Investors receive monthly covenant reports, LVR monitoring, collection summaries, and full portfolio performance metrics — full transparency at all times.
Fund Terms
StructureFixed Income · Private Credit
Investor Return11% p.a. Fixed
DistributionMonthly
SecurityLoan Book Assets
First Loss Capital10%
Loan DurationShort-term · Revolving
GeographyAustralia Only
ReportingMonthly
Operator LicenceACL 569825
Minimum InvestmentTBC — Register Below
Investment TermTBC — Register Below
Track Record

Proven. Verifiable.
20+ months live.

CashFaster is not a concept — it's a live, operating lender with a real book, real customers, and real collections history available to qualified investors.

20+
Months Operating
Not a startup. A live, operating business with a growing loan book and consistent collections history.
$15M+
Total Capital Deployed
Over $15 million lent to Australian consumers. Performance data available to qualified investors on request.
ACL
569825 — Licensed
Fully regulated under the National Consumer Credit Protection Act. Compliant with all responsible lending obligations.
AU
Only
100% Australian borrowers. No offshore exposure. All loans originated, serviced, and collected domestically.
🤖
AI Credit Decisioning
Automated credit assessment with bureau data and bank statement analysis — consistent, improving credit quality over time.
DD
Direct Debit Collections
Automated direct debit collections processed through institutional payment infrastructure — predictable, bankable cash flows.
Security & Risk

Institutional-grade
risk controls.

A multi-layered covenant framework built to protect investor capital — monitored daily and reported monthly.

📉
Loss Rate Covenants
Ongoing vintage loss monitoring across loan cohorts with covenant limits in place to protect investor capital.
✓ Active
⚖️
Loan-to-Value Monitoring
Debt-to-asset ratio monitored daily. Covenant limits ensure the book remains adequately capitalised at all times.
✓ Daily
🏦
10% First Loss Capital
A 10% first loss capital buffer is maintained at all times — absorbing losses before they impact investor returns.
✓ 10%
📋
Eligible Loan Criteria
Only performing Australian loans meeting defined eligibility criteria count toward secured assets.
✓ Enforced
💰
Operating Reserve
Minimum cash buffer maintained in the operating account at all times — separate from investor capital.
✓ Maintained
📊
Monthly Reporting
Full covenant status, portfolio performance, and collection summaries delivered to investors every month.
Monthly
The Operator

Licensed. Proven.
Institutionally backed.

CashFaster is operated by Lightspeed CashFaster Ventures Pty Ltd — a fully licensed Australian consumer lender with institutional infrastructure in place.

🏛️
Australian Credit Licence
ACL 569825 — fully regulated under the NCCP Act. All lending compliant with responsible lending obligations and NCC requirements.
📈
20+ Months Live Data
Over 20,000 loans originated. Loan-level performance data verifiable on request. Not a startup — a proven operator with a real collections history.
🏦
Institutional Debt Facility
A senior debt facility is already in place with an institutional private debt fund — validating the book quality and operational credibility of the business.
⚙️
Institutional Payment Infrastructure
Millions processed monthly via institutional-grade direct debit and real-time payment rails. Automated collection and instant disbursement at scale.
🤖
AI Credit Decisioning
Automated credit assessment using bureau data and bank statement analysis for every applicant — consistent decisions, improving credit quality over time.
⚖️
AFCA Member
Full AFCA membership with regulated complaint resolution. Meets all consumer protection obligations under Australian financial services law.
Register Interest

Earn 11% p.a.
Paid monthly.

Register your interest below and our team will be in touch with the full Information Memorandum, fund terms, and minimum investment details.

Fixed 11% return — no variable exposure
Monthly distributions to your account
Asset-backed against the loan book
20+ months of verifiable performance
ACL 569825 — fully regulated operator
For sophisticated investors only (s708 Corporations Act 2001). Not financial advice. Past performance is not indicative of future results.